Whether it's "do it yourself" wireless sensors and alarms, a simple doorbell camera, or the traditional company-monitored alarm system, investing in home security can offer you protection as well as savings on home insurance premiums.
However, understanding the terms "actual cash value" and "replacement cost value" when it comes to your insurance, can be a huge factor in deciding what type of homeowners coverage you need.
While the age of a home is a factor when it comes to homeowners insurance, most insurance companies also take into account the condition of your home, explains Kin Insurance's director of insurance product management Kevin Turner.
In today's high-tech, social media world, everyone is taking videos and snapping photos. But in addition to all of those selfies, you may want to think about capturing some of your belongings on camera as part of a home inventory.
Homeowners should have an idea about what their policy states, especially regarding how long they have to file a claim after an incident and whether it will affect their insurance rates.
A wind mitigation inspection might sound intimidating. But in areas like Florida, that should not stop homeowners from getting one to help protect their home and potentially save money on home insurance.
According to home insurance expert Kevin Turner, hurricane proofing won't affect your insurance claim after a storm; however, those precautions could save you a lot of out- of-pocket expenses.
According to Kevin Turner, Kin Insurance's director of insurance product management, homeowners should read their policy to be sure what types of water damage are covered under their insurance.
As we reach the peak of hurricane season, which is August through October, now is the perfect time to review your hurricane supplies according to experts. Whether you plan to hunker down in your home or have to follow a mandatory evacuation, your supplies will be key.
Many homeowners may not be familiar with wind mitigation, but for those in hurricane prone areas such as Florida, it is something that could potentially save you thousands of dollars on your home insurance.
If you're a business owner in the Apopka area, don't miss out on the Business After Hours at Sam's Club of Apopka.
Eighty-eight percent of major hurricanes hit either Florida or Texas, according to the Hurricane Research Division of the National Oceanic and Atmospheric Administration, which is why residents in those states and along the eastern coast pay more for home insurance.
Gulf state residents from Texas to Florida and all along our nation's coasts are often a bit on edge from June through the end of November as they prepare for possible hurricanes.
Those living in Florida and other areas that are vulnerable to hurricanes actually have two deductibles relating to their home insurance: a standard deductible and a hurricane deductible.
There are several steps homeowners can take when a hurricane threatens their area that may help protect against storm damage and do not require the work of a contractor.
Kin Insurance's latest technology for claims processing, which was put to the test during Hurricane Irma, has created a faster, more efficient way to begin the claims process after a natural disaster.